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Terms and Conditions

by Jack Miller

Terms and Conditions for The Savvy Pocket

Welcome to The Savvy Pocket! These Terms and Conditions (“Terms”) govern your access to and use of thesavvypocket.com (the “Site”), operated by The Savvy Pocket (“we,” “us,” or “our”).

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to1 all of these Terms, you may not access or use the Site.2

1. Acceptance of Terms

By accessing, Browse, or using the Site, you confirm that you are at least 18 years old or are accessing the Site under the supervision of a parent or guardian,3 and you agree to these Terms. If you do not agree to these Terms, please do not use the Site.

2. Nature of Information – Financial Disclaimer

The information provided on The Savvy Pocket is for general informational and educational purposes only. It is not intended as, and shall not be understood or construed as,4 financial, investment, legal, tax, or any other professional advice.

  • No Professional-Client Relationship: No professional-client relationship is created by your use of this Site.
  • Consult a Professional: We strongly recommend that you consult with a qualified financial advisor, accountant, tax professional, or other relevant professional before making any financial decisions or taking any action based on information you find on this Site. Your individual financial situation is unique, and general information may not be applicable to your specific circumstances.
  • No Guarantees: We make no guarantees about the accuracy, completeness, or reliability of any information on the Site, nor about the results of following any advice or recommendations. Financial markets and regulations are complex and constantly changing, and past performance is not indicative of future results.
  • Risk: All investments and financial decisions involve risk, and you are solely responsible for evaluating the risks and merits associated with the use of any information or services provided.

3. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, images, audio clips,5 video clips, data compilations, and software, is the property of The6 Savvy Pocket or its content suppliers and protected by international copyright, trademark, patent, trade secret, and other intellectual property7 or proprietary rights laws.

You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any content from8 the Site in any way without our prior written permission, except that you may download one copy of the materials on any single computer for your personal, non-commercial9 use only, provided you keep intact all copyright and other proprietary notices.

4. User Conduct

When using the Site, you agree not to:

  • Violate any applicable local, national, or international law or regulation.
  • Infringe upon or violate our intellectual property rights or the intellectual property rights10 of others.
  • Upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Site or any related website, other websites, or the Internet.
  • Collect or track the personal information of others.
  • Spam, phish, pharm, pretext, spider, crawl, or scrape.
  • Engage in any11 abusive, harassing, defamatory, obscene, or otherwise objectionable conduct.
  • Attempt to gain unauthorized access to the Site or any associated systems or networks.
  • Use the Site for any unlawful purpose.

5. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by The12 Savvy Pocket.

The Savvy Pocket has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that The13 Savvy Pocket shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Disclaimer of Warranties

The14 Site is provided on an “AS IS” and “AS AVAILABLE” basis. Your use of the Site is at your sole risk. To the fullest extent permitted by applicable law, we disclaim all warranties of any kind, whether express or implied, including, but not limited15 to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and course of performance.16

The Savvy Pocket does not warrant that:

  • The Site will function uninterrupted, securely, or be available at any particular time or location.
  • Any errors or defects will be corrected.17
  • The Site is free of viruses or other harmful components.
  • The results of using the Site will meet your requirements.18

7. Limitation of Liability

In no event shall The Savvy Pocket, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Site;
  • Any conduct or content of any third party on the Site;
  • Any content obtained from the19 Site; and
  • Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Indemnification

You agree to defend, indemnify, and hold harmless20 The Savvy Pocket and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Site, by you or any person using your account and password; b) a breach of these Terms; or c)21 any content posted by you on the Site.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Lebanon, without regard to its conflict of law provisions.22

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site and supersede and replace any prior agreements we might have between us regarding the Site.23

10. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material,24 we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms,25 please stop using the Site.

11. Contact Us

If you have any questions about these Terms, please contact us:

By email: [email protected]