Privacy policy

June 5, 2025

This Privacy Policy describes how The Savvy Pocket (“we,” “us,” or “our”) collects, uses, and shares your personal information when you visit, use, or make a purchase from thesavvypocket.com (the “Site”).

By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not¹ use our Site.

1. Who We Are

The Savvy Pocket is your resource for financial tips, budgeting advice, and smart money management strategies, and workspace’s relationship advice.

Contact Information:

Email: [email protected]

2. Information We Collect

We collect various types of information for different purposes to provide and improve our service to you.

A. Personal Data

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personal Data may include, but is not limited to:

Email² address (e.g., if you subscribe to our newsletter, send an email, submit a contact form)
First name and last name (e.g., if you submit a comment, send an email or contact form)
Usage Data (see section 2.B)
IP address
Device information (e.g., browser type, operating system)

B. Usage Data

We may also collect information that your browser sends whenever you visit our Site or when you access the Site by or through a mobile device3 (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g., IP address),4 browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic5 data.

C. Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on6 our Site and hold certain information.

Cookies are files with a small amount of data which may include an anonymous unique identifier.⁷ Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

Examples of Cookies We Use:⁸

Strictly Necessary Cookies: Essential for the operation of our Site.
Preference Cookies: Used to remember your preferences and various settings.
Security Cookies: Used for security purposes.
Advertising Cookies⁹ (Third-Party): Used to deliver advertisements more relevant to you and your interests.
Analytics Cookies (Third-Party): Used to collect information about how visitors use our Site, allowing us to improve its functionality and user experience.

3. How We Use Your Information

The Savvy Pocket uses the collected data for various purposes:

To provide and maintain our Site
To notify you about changes to our Site
To allow you to participate in interactive¹⁰ features of our Site when you choose to do so
To provide customer support
To gather analysis or valuable information so that we can improve our Site
To monitor the usage of our Site
To detect, prevent, and address technical issues¹¹
To provide you with news, special offers, and general information about other goods, services, and events which we offer that are similar to those that you have already enquired about unless you have opted not to receive such¹² information.
To serve personalized advertisements through Google AdSense and other third-party advertising partners.

4. Legal Basis for Processing Personal Data (GDPR)

If you are from the European Economic Area (EEA), our legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal¹³ Data we collect and the specific context in which we collect it.

The Savvy Pocket may process your Personal Data because:

We need to perform a contract with you
You have given us permission to do so
The processing is in our legitimate interests and it’s not overridden by your rights
For payment processing purposes¹⁴
To comply with the law

5. Disclosure of Your Information

We may share your personal information in the following situations:

With Service Providers:¹⁵ We may employ third-party companies and individuals to facilitate our Site (“Service Providers”), to provide the Site on our behalf, to perform Site-related services, or to assist us¹⁶ in analyzing how our Site is used. These third parties have access to your Personal Data only to perform these¹⁷ tasks on our behalf and are obligated not to disclose or use it for any other purpose.
For Business Transfers:¹⁸ If The Savvy Pocket is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.
For Legal Reasons: We may disclose your Personal Data in the good faith belief that such action is necessary to:
- Comply with a legal obligation
- Protect and defend the rights or property of The Savvy Pocket
- Prevent or investigate possible wrongdoing in connection with the Site
- Protect the personal safety of users of the Site or the public
- Protect against legal liability¹⁹
With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any other subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
With Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
With Other Users (Public Comments): When you leave comments or interact publicly on our Site, certain information (like your chosen username and the content of your comment) may be visible to other users.

6. Third-Party Advertising (Google AdSense)

Google AdSense: We use Google AdSense, an advertising service provided by Google LLC. Google uses cookies (like the DART cookie) to serve ads on our Site. Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our²⁰ Site and/or other sites on the Internet.²¹
Third-Party Vendors: Other third-party vendors and ad networks may also serve ads on our Site. These third-party ad servers or ad networks use technology to send the advertisements and links that appear on²² our Site directly to your browser. They automatically receive your IP address when this occurs. They may also use other technologies (such as cookies, JavaScript, or Web Beacons) to measure the effectiveness of their²³ advertisements and to personalize the advertising content.
Opt-Out of Personalized Advertising:
- You may opt out of personalized advertising by visiting Google’s Ads Settings: https://adssettings.google.com/authenticated
- You can also opt out of some third-party vendors’ use of cookies for personalized advertising by visiting www.aboutads.info.²⁴
- Please note that opting out of personalized advertising does not mean you will no longer receive advertising; you will still see generic (non-personalized) ads.

7. Data Retention

The Savvy Pocket will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Savvy Pocket will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Site, or we are legally obligated to retain this data for²⁵ longer time periods.

8. Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction.

If you are located²⁶ outside of Lebanon and choose to provide information to us, please note that we transfer the data, including Personal Data, to Lebanon and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents²⁷ your agreement to that transfer.

The Savvy²⁸ Pocket will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

9. Security of Data

The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

10. Your Data Protection Rights²⁹

Depending on your location, you may have the following data protection rights:

A. For European Economic Area (EEA) Users (GDPR Rights):

You have the right to:

The right to access: Request access to your Personal Data.
The right to rectification: Request that any inaccurate or incomplete Personal Data we hold about you is corrected.
The right to erasure (“Right to be Forgotten”): Request the deletion of your Personal Data under certain conditions.
The right to restrict processing: Request that we restrict the processing of your Personal Data under certain conditions.³⁰
The right to data portability: Receive your Personal Data in a structured, commonly used, machine-readable format and transmit it to another controller.
The right to object: Object to our processing of your Personal Data, especially where we rely on legitimate interests or for direct marketing purposes.
The right to withdraw consent: Withdraw your consent at any time where The Savvy Pocket relied on your consent to process your personal information.
The right to complain to a supervisory authority: You have the right to lodge a complaint with a data protection supervisory authority³¹ in your country regarding our collection and use of your Personal Data.

B. For California Residents (CCPA/CPRA Rights):

If you are a California resident, you have specific rights regarding your personal information, subject to certain exceptions:

Right to Know: The right to request that we disclose what personal information we collect, use, disclose, and sell.
Right to Delete: The right to request the deletion of your personal information collected or maintained by us.
Right to Opt-Out of Sale/Sharing: The right to opt out of the sale or sharing of your personal information. The Savvy Pocket does not “sell” personal information in the traditional sense. However, the sharing of data for cross-context behavioral advertising (e.g., via Google AdSense) may be considered “sharing” under CCPA/CPRA. You can opt out of this by following the instructions in Section 6.
Right to Correct: The right to request the correction of inaccurate personal information.
Right to Limit Use and Disclosure of Sensitive Personal Information: The right to limit our use and disclosure of sensitive personal information³² (if collected) to only that which is necessary to perform the services or provide the goods reasonably expected by an average consumer.³³
Right to Non-Discrimination: The right not to receive discriminatory treatment for exercising your privacy rights.

Exercising Your Rights:

To exercise any of these rights, please contact us at: [email protected]. We will respond to your request within a reasonable timeframe and in accordance with applicable laws. We may need to verify your identity before fulfilling your request.

11. “Do Not Track” Signals

We do not currently respond to “Do Not Track” signals. “Do Not Track” is a preference you can set in your web browser to inform websites that you do not want³⁴ certain of your online activities to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

12.³⁵ Children’s Privacy

Our Site is not intended for individuals under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from³⁶ anyone under the age of 13. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

13. Links to Other Sites

Our Site may contain links to other sites that are not operated by us. If you click on a third-party link, you will³⁷ be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

14. Changes to³⁸ This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Site, prior to the change becoming effective and update³⁹ the “Last Updated” date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

By email: [email protected]